The Future of DeFi on XRPL

xOcean Finance is the first XRPL-native DeFi platform that unifies liquidity, yield, and lending in one compliant system. Earn real-time staking rewards and access over-collateralized stablecoin loans.

User User User

10K+ active users

Liquidity Pool

Live
TVL $24.8M
APY 7.2%

Total Earnings

$1.2M

Powerful DeFi Features

Built on the XRP Ledger for fast, secure, and compliant financial services

Deep Liquidity Pools

Aggregate XRP liquidity into tokenized pools for deep liquidity and low slippage trading.

Staking Rewards

Earn xLP tokens and real-time staking rewards from lending revenues with sustainable APY.

Over-Collateralized Loans

Issue XRP-pegged stablecoin loans against over-collateralized XRP with robust risk controls.

Regulatory Compliance

Institutional-grade custody, multi-oracle risk controls, and regulatory readiness built-in.

Lightning Fast

3-5 second settlement time with ultra-low transaction costs (~$0.0002 per transaction).

XRPL Integration

Leverages XRPL's native features including trustlines, escrows, and AMM for efficiency.

How xOcean Works

A seamless process from liquidity provision to lending

1

Connect Wallet

Connect your XRP-compatible wallet to the platform

2

Provide Liquidity

Deposit XRP into liquidity pools to earn xLP tokens

3

Earn Rewards

Earn staking rewards from lending revenues in real-time

4

Borrow or Lend

Use xLP tokens as collateral for stablecoin loans

$0M
Total Value Locked
0%
Average APY
0K+
Active Users
0M+
Transactions

Development Roadmap

Our phased approach to building the complete xOcean ecosystem

Q3 2025

Core Liquidity Infrastructure

Phase 1: Core Infrastructure

  • Launch liquidity engine, XRP Pools and API suite
Q4 2025

DEX & Smart Trading Tools

Phase 2: DEX & Trading Tools

  • User dashboard, advanced routing and analytics
Q1 2026

Cross-Chain Bridge

Phase 3: Cross-Chain Bridge

  • Ethereum, Solana and major-chain liquidity bridges
Q2 2026

CEX Integration & Institution Access

Phase 4: CEX Integration

  • API access for exchanges, trading decks, custody solutions

Our Team

The experienced team behind xOcean Finance

Wendy Yew

Wendy Yew

Chief Executive Officer

Sharon Beh

Sharon Beh

Chief Marketing Officer

Francis Hor

Francis Hor

Chief Technology Officer

Ready to Dive Into xOcean?

Join thousands of users already earning yield and accessing liquidity on the XRPL